Regular Checking

Non-interest bearing checking account for all types of customers; individuals, joint accounts, and business customers.

• $100.00 minimum to open account
• Deposit and Check Images with monthly statement
• No fees apply if average daily balance is over $1,000.00
• No fees apply for Senior Citizens over the age of 65 or for Students until the age of 21
• Service fee is $2.00 per statement cycle
• A $.05 per check fee will be charged after the first 25 checks
• Paid NSF Fee $12.00 each
• ATTENTION! NSF fee will be waived for overdrafts less than $20.00. The maximum daily NSF fee is $100.00 There will not be a fee charged for NSF Debit Card (POS) & ATM transactions
• Return NSF fee $12.00 each
• Stop payment fee of $5.00 per item
• Free Internet and Telephone banking
• ATM & VISA Debit Card available

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.